If you’re a frequent international traveler, especially flying with Etihad Airways, the Bank of Baroda Etihad Credit Card is a game-changer. With reward miles, lounge privileges, and forex savings, this card is tailored to elevate your travel experience while maximizing value on every spend.
Key Features & Benefits
| Feature | Bank of Baroda Etihad Guest Gold | Bank of Baroda Etihad Guest Premium |
|---|---|---|
| Joining Fee | ₹2,500 + taxes | ₹5,000 + taxes |
| Welcome Bonus | 5,000 Etihad Guest Miles (on spend + joining fee) | 10,000 Etihad Guest Miles |
| Reward Rate | 3 Miles per ₹100 on Etihad spends, 1 Mile per ₹100 on others | 6% back on Etihad travel, 3 Miles per ₹100 on spends |
| Lounge Access | 8 domestic + 4 international visits per year | Up to 20 free lounge visits per year |
| Forex Markup | 1% | Zero forex markup |
| Tier Upgrade | Complimentary Etihad Guest Silver Tier (on first transaction at etihad.com) | Faster tier upgrades with higher spends |
Why This Card Stands Out
- Travel-Centric Rewards: Earn miles faster when booking flights directly with Etihad.
- Luxury Travel Perks: Free lounge access ensures a premium airport experience.
- Global Spending Advantage: Zero or low forex markup saves significantly on international transactions.
- Status Upgrade: Complimentary Silver Tier membership adds priority check-in and extra baggage allowance.
Who Should Apply?
- Frequent International Flyers: Especially those traveling to the Middle East, Europe, or the US via Etihad.
- Business Travelers: Lounge access and forex savings make it ideal for professionals.
- Luxury Seekers: Those who value premium travel experiences and exclusive privileges.
Fees & Charges
- Annual Fee: ₹2,500 (Gold) / ₹5,000 (Premium)
- Interest Rate: Standard BOBCARD rates apply
- Eligibility: Salaried or self-employed individuals with good credit history
How to Unlock 10,000 Etihad Guest Miles with This Card
Think of this as your fast-track hack to free flights:
- Choose the Premium Variant – the Gold version gives you 5K miles, but Premium doubles it.
- Pay the Joining Fee – ₹5,000 + taxes is your entry ticket.
- Hit the Spend Target – swipe ₹15,000 within the first 90 days.
- Collect Your Bonus – 10,000 Etihad Guest Miles drop into your account.
💡 Pro Travel Hack: Book your first flight directly on etihad.com after activating the card. That single transaction not only triggers your miles but also upgrades you to Silver Tier status—priority check-in, extra baggage, and more.
Why This Card Is a Travel Hacker’s Dream
If you fly Etihad or dream of luxury travel without bleeding cash, this card is your backstage pass. The Bank of Baroda Etihad Credit Card isn’t just a payment tool—it’s a mileage multiplier, lounge unlocker, and forex fee killer.
Here’s how to hack it like a pro 👇
Hack #1: Trigger 10K Miles in Week One
- Apply for the Premium variant
- Pay the joining fee + spend ₹15K in 15 days
- Boom: 10,000 Etihad Guest Miles land in your account
- Use them for upgrades, free flights, or tier jumps
🧠 Pro Tip: Book via etihad.com to trigger Silver Tier status instantly
Hack #2: Lounge Like a CEO
- 8+ free domestic lounge visits (Gold)
- 20+ visits (Premium) including international terminals
- No Priority Pass drama. Just swipe and chill.
🧠 Pro Tip: Use lounges for free meals + Wi-Fi during layovers. Saves ₹1,000+ per trip.
Hack #3: Spend Abroad, Save More
- Gold variant: 1% forex markup
- Premium variant: Zero forex markup
- That’s ₹3,000+ saved on every ₹3L spent abroad
🧠 Pro Tip: Use this card for Airbnb, Uber, and shopping in Dubai, London, or NYC
Hack #4: Maximize Miles on Etihad Bookings
- Earn 3–6 Miles per ₹100 spent on Etihad
- Use miles for upgrades, free flights, or gifting
- Miles don’t expire quickly—stack them for a big redemption
🧠 Pro Tip: Book round trips + add-ons (extra baggage, meals) to earn more miles
Hack #5: Monetize Your Travel
- Use the card for business travel
- Claim expenses, earn miles, and enjoy perks
- Lounge access + forex savings = better ROI
🧠 Pro Tip: Add this card to your company’s travel policy and rack up miles
Quick Comparison
| Variant | Joining Fee | Miles | Lounge Access | Forex Markup |
|---|---|---|---|---|
| Gold | ₹2,500 | 5,000 | 8 domestic | 1% |
| Premium | ₹5,000 | 10,000 | 20+ global | 0% |
Frequently Asked Questions (FAQ)
Q1. How do I unlock 10,000 Etihad Guest Miles with this card? Choose the Premium variant, pay the joining fee, and spend ₹15,000 within 90 days. You’ll instantly earn 10,000 bonus miles plus a complimentary Silver Tier upgrade.
Q2. Is the Bank of Baroda Etihad Credit Card good for international travel? Yes. The Premium variant offers zero forex markup, saving you thousands on global spends like hotels, shopping, and dining abroad.
Q3. Does this card give free lounge access? Absolutely. Gold offers 8 domestic + 4 international visits per year, while Premium unlocks up to 20 lounge visits worldwide.
Q4. Can I use Etihad Guest Miles for flights only? No. Miles can be redeemed for upgrades, hotel stays, shopping, and even gifting to family or friends.
Q5. What’s the annual fee for this card?
- Gold: ₹2,500 + taxes
- Premium: ₹5,000 + taxes Both variants justify the fee with miles, perks, and forex savings.
Q6. How fast do miles get credited? Miles are usually credited within 30 days of qualifying spend.
Q7. Is this card better than other travel cards? If you fly Etihad often, yes. The co-branded perks (Silver Tier, lounge access, forex savings) make it more rewarding than generic travel cards.
